Dreams & Designs · Personnel Plan · All Departments · Phase 1 to Legacy

People who build
a fashion institution

Staffing philosophy, org structure, partner roadmaps, department budgets, and a 15-year workforce plan

3 Partners · Leadership Core 2 Full-Time Hires (Day 1) Lean, Flexible Workforce Outsource Where Smart Partner Roadmaps · Year 1–6 Artisan & Variable Labour Intern Programme Built In Year-by-Year Cost Summary

The Staffing Philosophy

Build lean. Pay fairly. Flex when demand grows.

Dreams & Designs is a premium studio, not a factory. The staffing model follows one rule above all: keep the permanent payroll small enough to be sustainable at Year 1 revenue, while building a flexible outer ring of skilled workers who can be called on — and paid — only when the work is there. This is how boutique studios stay profitable in years 1–3 while preserving the quality that makes them worth scaling.

Principle 1 · Core

Minimum Permanent Staff

The three partners lead everything. Two full-time hires complete the core team: one to manage the embroidery unit and computer embroidery machine, one to hold the front desk and supply store. That is five people running a fully functional studio. Every rupee of fixed salary beyond this is only added when a revenue milestone justifies it.

Principle 2 · Flexible

Variable Labour on Demand

Tailors, hand embroidery artisans, kuchu makers, beauty artists, dyeing workers — all hired daily or weekly, paid per piece or per day, scaled up for wedding season and down in the off-season. This is how D&D manages cost without sacrificing quality or speed. The artisan cluster network (from the vision document) is this flexible ring, formalized.

Principle 3 · Outsource Smartly

Buy Expertise, Don't Hire It

Accounting, legal, website development, professional photography, delivery logistics — these are hired as-needed from specialists. A CA on monthly retainer costs ₹3,000–8,000/month and delivers far more value than a full-time accounts person at ₹18,000/month in Year 1. Buy the expertise precisely when you need it.

Principle 4 · Intern Pipeline

Fashion Students = Talent Pipeline

Bangalore has NIFT, IIFT, Jain College of Fashion Studies, and Dreamzone — all with students who need studio internships for their curriculum. D&D takes 1–2 interns per term (3 months). They get genuine experience; D&D gets hands under supervision for photography, content, pattern marking, and store assistance. Cost: zero or near-zero.

Principle 5 · Grow Internally

Promote Before You Hire

Before hiring a new permanent staff member, look within. Today's daily-wage tailor who shows up reliably and learns fast becomes next year's full-time production lead. Today's intern who understands the brand becomes next year's content manager. Hiring externally is the last resort, not the first instinct.

Principle 6 · Partners First

Partners Lead All Departments

Poornima owns Creative, Production, Education, and Bridal. Vaishnavi owns Embroidery (with the embroidery manager reporting to her), Teaching Assistance, and Content. Vanitha owns Digital, Tech, Online, and Finance Admin. No department is leaderless and no partner is idle. The division is clear and documented.

5
Total Permanent Staff · Day 1
2
Full-Time Hires (non-partner)
8–15
Variable Workers (daily/weekly)
1–2
Interns (each term)
6+
Outsourced Functions

The Organisational Structure

Who leads what — clearly defined from Day 1

Clarity of ownership prevents conflict. Every department has one named lead. Every function has one person accountable. This does not mean one person does everything — it means one person is responsible for the outcome, and coordinates with whoever supports them.

DepartmentLead (Accountable)SupportVariable WorkersOutsourced / External
Creative Direction & Bridal
Vision, quality standards, all bespoke client work
Poornima Vaishnavi assists; interns for support tasks 2–4 tailors (daily/weekly) Professional photography (per shoot)
Bespoke Sewing Production
All garment construction, alterations, express service
Poornima + Vaishnavi Vaishnavi leads daily; Poornima oversees quality 2–5 tailors; 1–2 alteration specialists Overflow orders outsourced to trusted boutiques
Embroidery Unit
Hand embroidery artisans, computer embroidery, Kasuti
Embroidery Manager (Hire 1) Vaishnavi oversees the Manager; Poornima sets quality bar 3–8 hand embroidery artisans (daily/weekly); Kasuti artisans Dharwad/Hubli Kasuti artisan networks (Year 1+)
Fashion School
Courses, curriculum, student management, certifications
Poornima Vaishnavi teaches basic courses independently; online by Vanitha Guest instructors (per workshop); 1–2 teaching assistants by Year 2 LMS platform (Teachable/Graphy); UrbanPro listing
Supply Store
Walk-in retail, inventory, student discounts, online orders
Front Office Person (Hire 2) Vanitha manages online store; Vaishnavi handles student counter Vendors & suppliers (Poornima's existing relationships)
Front Desk & Client Relations
Walk-ins, appointments, WhatsApp, consultations
Front Office Person (Hire 2) Poornima for bridal consultations; all partners available WhatsApp Business (Vanitha manages automation)
Digital Marketing & Social Media
Instagram, Facebook, Pinterest, Reels, content creation
Vanitha Vaishnavi creates content (garment photos, videos); interns assist Occasional paid ads (managed by Vanitha)
Website & E-Commerce
Site management, online store, course platform, digital products
Vanitha Website developer (setup only); Shopify/WooCommerce; Gumroad; Etsy
Finance & Bookkeeping
Billing, GST, invoicing, payments, monthly accounts
Vanitha (day-to-day) Poornima approves major payments CA firm (monthly retainer) — GST filing, ITR, payroll, compliance
Legal & Compliance
Registrations, contracts, trademark, scheme applications
Poornima (owner accountability) Vanitha manages documentation and filing reminders CA + Advocate on retainer — all legal drafting and filing
Beauty Wing (Commission Model)
Makeup artists, hair stylists, draping — booking & coordination
Poornima Vanitha manages beauty booking calendar online 3–5 freelance beauty artists (commission 15–25%) Partner hair stylists (referral arrangement)
Couture Rentals
Rental catalogue, try-on sessions, quality checks, returns
Vaishnavi Front Office Person manages bookings; Vanitha handles online listing Jewellery partner (commission on rental); dry-cleaning vendor
Bridal Fabric Floor
Fabric selection, curation, consultation, supplier relationships
Poornima Front Office Person manages walk-in fabric sales Ilkal, Molakalmuru, KSIC weaver tie-ups (Poornima's network)
Women's Cluster & Artisan Network
Cluster coordination, SHG support, skill assignments
Vaishnavi Poornima sets quality and training standards 25+ women across 5 clusters (paid per task/piece) NABARD/NRLM linkage (Vanitha handles paperwork)
Photography & Content Production
Garment shoots, reels, process videos, student work
Vaishnavi Vanitha edits and posts; interns assist with setup Professional photographer (quarterly shoots for portfolio)
Studio Maintenance & Housekeeping
Cleanliness, equipment maintenance, basic repair
Front Office Person (Hire 2) All partners responsible for their workspace Studio cleaner (part-time, 6 days/week, ₹5,000–7,000/month) Machine maintenance technician (Fortever XL, Ralston — as-needed)
Auxiliary Services
Kuchu/tassel, dyeing, printing, home décor, bulk B2B
Poornima Vaishnavi coordinates; cluster women produce Kuchu makers (daily); dyeing specialists (per order) Screen printing, foil printing outsourced to specialist vendors

The Leadership Core

Three partners — three complete functions

Every department of Dreams & Designs is led by one of the three founding partners. Their complementary skills mean no critical function is without an experienced leader from Day 1. Together, they run a studio that would need 8–10 paid department heads in a conventional structure.

PR
Poornima N Ramakrishna
Managing Partner · Creative Director · Chief Faculty
Monthly Drawing₹60,000
Profit Share30%
Employment TypeWorking Partner + Salary
Days per Week6 (Mon–Sat)
Departments She Leads
  • Creative Direction & Brand Standards
  • Bespoke Sewing Production (senior oversight)
  • Fashion School — all advanced courses
  • Bridal Consultations & Kasuti Trousseau
  • Bridal Fabric Floor
  • Supplier & Vendor Relationships
  • Auxiliary Services oversight
  • Legal & Compliance (owner accountability)
  • All quality approvals before client delivery
What She Brings (Assets)
  • All machinery (Fortever XL, Ralston, industrial machines, Wilcom)
  • 26+ course curricula — fully developed and tested
  • 14 years of client goodwill + 200+ alumni network
  • 4.9★ UrbanPro + 41 verified reviews
  • All IP: embroidery designs, patterns, books in progress
  • Supplier relationships across fabric, zari, thread vendors
  • Mastery of 15+ embroidery techniques
Daily Schedule (Typical)
  • 10–11 AM: Morning briefing — check production floor, cluster updates
  • 11 AM–1 PM: Bridal consultations / embroidery direction
  • 1–2 PM: Lunch / admin / client calls
  • 2–4 PM: Teaching (course days) or production work
  • 4–6 PM: Quality checks, approvals, advanced embroidery
  • 6–7 PM: Planning next day, vendor coordination
VK
Vaishnavi
Creative Partner · Embroidery & Production Lead
Monthly Drawing₹20,000–25,000
Profit Share20%
Employment TypeWorking Partner + Salary
Days per Week6 (Mon–Sat)
Departments She Leads
  • Embroidery Unit oversight (Embroidery Manager reports to her)
  • Production floor — daily garment execution
  • Women's Cluster coordination
  • Couture Rentals management
  • Photography & content production
  • Basic & intermediate course delivery (solo)
  • Social media content creation (Reels, photos)
What She Brings
  • Trained skill set in core sewing and embroidery
  • Full-time commitment from Day 1
  • Eye for visual content (photography, styling)
  • Future craft growth — 85% skill level target by Year 3
  • Student empathy — recently trained herself
Daily Schedule (Typical)
  • 10–11 AM: Production floor check, artisan task assignment
  • 11 AM–1 PM: Garment stitching / embroidery execution
  • 1–2 PM: Lunch / photography / social media posts
  • 2–4 PM: Teaching (basic courses) or cluster coordination
  • 4–6 PM: Product/garment photography for social media
  • 6–7 PM: Learning session with Poornima (skills gap closure)
VN
Vanitha
Technology & Digital Operations Partner
Monthly Drawing₹20,000–25,000
Profit Share50%
Capital Contribution₹15 Lakh
Employment TypeWorking Partner + Salary
Departments She Leads
  • Website management & e-commerce
  • All social media accounts (strategy + scheduling)
  • Gumroad & Etsy digital product stores
  • Teachable/LMS administration (Year 2+)
  • Finance admin: billing, GST data entry, Tally/Zoho Books
  • WhatsApp Business automation & client database
  • Beauty booking calendar & coordination
  • Compliance reminders & document management
  • Online supply store & Bangalore delivery management
What She Brings
  • ₹15 Lakh capital injection (entire Phase 1 funding)
  • B.E. Computer Science background
  • Analytical thinking for business data and metrics
  • Fresh eyes on digital marketing — not locked into old habits
  • Commitment to building professional profile (see roadmap)
Daily Schedule (Typical)
  • 9–10 AM: Check website, social media, WhatsApp enquiries
  • 10 AM–12 PM: Front office support; manage supply store
  • 12–1 PM: Financial entries into books; billing for previous day
  • 1–2 PM: Lunch / online store management
  • 2–4 PM: Digital marketing work — content scheduling, ads
  • 4–6 PM: Course/certification study (self-development)

Full-Time Hires — Day 1

Two hires that complete the core team

Beyond the three partners, D&D needs exactly two full-time staff from Day 1. These are not support roles — they own critical operational functions that no partner has time to manage in full. Hire these before the studio opens, not after.

Full-Time Hire 1 · Production

Embroidery Unit Manager

₹18,000 – ₹22,000 / month Full-Time · 6 days/week Reports to: Vaishnavi

This person is the engine of D&D's highest-revenue pillar — artisanal embroidery. They do two distinct things: operate the Fortever XL computer embroidery machine (and the Ralston machine), and oversee the hand embroidery artisans who come in on daily/weekly wages. Without this person, Poornima is tied to the embroidery unit and cannot run consultations, teach, or manage the studio.

Core Responsibilities
  • Operate the Fortever XL computer embroidery machine — run digitised designs from Wilcom, manage thread, beading, and cording attachments
  • Operate the Ralston machine embroidery unit for zari and silk border work
  • Assign and oversee hand embroidery artisans — 3–8 workers per day depending on volume; check quality at each stage
  • Maintain the embroidery equipment — daily cleaning, needle changes, thread management, report any machine issues
  • Track embroidery order deadlines and brief artisans on each order brief
  • Do basic embroidery digitisation setup in Wilcom under Poornima's design direction
  • Maintain thread, zari, and bead inventory — flag when restock is needed
  • Quality-check all embroidery work before it goes to the sewing unit for construction
Ideal Profile
  • 2+ years operating a computer embroidery machine (Fortever, Tajima, Brother, or similar) — this is non-negotiable
  • Familiarity with Wilcom or similar digitising software is a strong plus (training provided by Poornima)
  • Basic hand embroidery knowledge — Aari or Maggam experience preferred, so they can assess artisan work quality
  • Calm, methodical personality — someone who can manage multiple artisans working simultaneously without confusion
  • Female preferred (comfortable in an all-female creative environment)
Where to Find This Person
  • Computer embroidery machine dealers (Fortever, Tajima, Brother) — ask their technicians who they know in Bangalore
  • Embroidery units and small export houses in Peenya and Rajajinagar industrial areas
  • D&D's own student alumni — anyone who has completed the Embroidery CAD course
  • Facebook groups: "Embroidery Professionals Bangalore", "Machine Embroidery India"
Career Path at D&D

Year 1–2: Unit Manager. Year 3: Senior Embroidery Manager (leads larger team, takes on B2B digitisation). Year 4+: Head of Embroidery — when D&D has multiple embroidery machines and a team of 5–10 artisans. This is a role that grows with the business.

Full-Time Hire 2 · Operations

Front Office & Supply Store Executive

₹15,000 – ₹18,000 / month Full-Time · 6 days/week Reports to: Vanitha (ops) / Poornima (clients)

This person is the studio's face and the supply store's backbone. Every client who walks in is greeted by them. Every supply order is handled by them. Every appointment is confirmed by them. This role frees all three partners to do their actual work instead of answering the door, finding fabric, or making tea. It is among the highest-leverage hires D&D makes.

Core Responsibilities
  • Greet and register all walk-in clients — collect brief, note appointment, connect to the right partner
  • Manage the WhatsApp Business account alongside Vanitha — respond to enquiries within 30 minutes during studio hours
  • Run the supply store counter — assist customers selecting threads, fabrics, tools; process sales on the POS; give student discounts
  • Handle appointment scheduling and confirmation — call/WhatsApp clients to confirm, reschedule if needed
  • Manage the supply store inventory — track stock levels, alert Vanitha when items need reordering
  • Accept and log all garment orders — issue receipt, note specifications, assign to production queue
  • Handle client pickups — match order to client, collect payment, issue receipt
  • Basic studio housekeeping oversight — ensure studio is clean, mannequins are dressed, display is tidy
  • Manage the rental collection bookings — check availability, process deposits, handle returns
Ideal Profile
  • Good spoken Kannada and Hindi; decent English — the studio is in West Bangalore and serves a mixed clientele
  • Friendly, warm, presentable — this person is the brand's first impression
  • Basic computer literacy — handle WhatsApp, enter data into a simple spreadsheet or POS app
  • Interest in fashion and fabrics — genuine enthusiasm makes a difference when assisting supply store customers
  • Reliable and punctual — show up every day is the primary job requirement
  • 2–5 years in any customer-facing retail or service role is a plus, not mandatory
Where to Find This Person
  • D&D's own student alumni — someone who took a basic course and wants to work in fashion
  • Local fabric stores and boutiques in Nagarabhavi — someone who already knows the neighbourhood and the clientele
  • Job portals: Apna.co (blue collar jobs in Bangalore), Naukri (front office roles)
  • BBMP/community boards in the local area
Career Path at D&D

Year 1–2: Front Office Executive. Year 2: Studio Coordinator (manages the appointment system and a part-time cleaner). Year 3–4: Supply Store Manager (own P&L of the store; takes over from Vanitha for day-to-day). Year 5+: Operations Manager at the flagship studio.

The Flexible Workforce

Variable, skilled, and paid exactly when needed

This is the outer ring of D&D's workforce — the workers who are engaged on daily or weekly wages, on piece-rate, or on commission, depending on the type of work. They are never idle in D&D's books, because they are never on the payroll when there is no work for them. This is the model that lets D&D handle wedding season surges without carrying that cost through the off-season.

RoleEngagement TypeRate / Day or PieceTypical # Year 1When They WorkHow Sourced
General Tailors
Bespoke sewing, construction, finishing
Daily Wage ₹600–900/day
₹15,000–22,000/month equiv. if daily
2–4 per day When order queue is above 10 garments; always during Oct–Feb wedding season Local tailor network (Poornima's 14-year relationships); Apna.co
Alteration Specialists
Fast, accurate alterations — key for express service
Per-piece or Daily ₹150–500/alteration
or ₹500–700/day
1–2 Dedicated days for express alteration backlog; always available for 24-hr orders Referred by Poornima's existing tailor network
Hand Embroidery Artisans (Aari/Maggam)
Frame embroidery, chain stitch, bridal blouse work
Daily Wage or Piece Rate ₹700–1,200/day
Piece rate: ₹500–3,000/piece
3–6 Continuously — embroidery is always in queue; peak Oct–Feb Cluster network; KHDC artisan database; Dharwad cooperative tie-ups
Kasuti Artisans
Traditional Karnataka hand embroidery for Kasuti Trousseau
Piece Rate / Home-Based ₹1,000–5,000/piece
(varies by complexity)
2–4 Year-round for Kasuti Trousseau pieces; surge during bridal season Dharwad/Hubli artisan communities; Karnataka Shilpa Kalakshetra
Kuchu Makers
Silk kuchu, beaded kuchu, Zardosi-tipped, crochet
Piece Rate (home-based) ₹80–500/pair
Women's cluster members
5–10 women Continuous; especially Oct–Mar. Largest volume orders in D&D's auxiliary services. Women's cluster (D&D trains and assigns); SHG members
Saree Fall & Pico Workers
High-volume, consistent finishing work
Piece Rate (home-based) ₹30–80/saree
Can process 10–20 sarees/day
3–5 women Continuous — this is one of D&D's highest-volume daily services Women's cluster; neighbourhood referrals
Dyeing & Printing Specialists
Fabric dyeing, Shibori, tie-dye, screen/block printing
Per-Job ₹1,500–5,000/job
depending on scale
1–2 As orders come in — not every day; typically weekly or bi-weekly Specialist artisans in Bangalore's textile areas (Shivajinagar, Chickpet)
Freelance Beauty Artists (Makeup)
Bridal makeup, sangeet, mehendi
Commission 15–25% Commission on booking value
Booking: ₹3,000–15,000
3–5 Wedding season primarily; trial sessions year-round Instagram (Bangalore bridal makeup artists); existing network
Hair Stylists
Bridal hair, gajra, updo, blowdry — Day-of
Referral / Revenue Share Revenue share or flat referral fee 2 Wedding day assignments alongside makeup artist Partner with certified stylists who bring their own clients + accept referrals
Studio Cleaner / Housekeeper
Daily studio cleaning, machine area, display tidying
Part-Time ₹5,000–7,000/month
2–3 hours/day, 6 days/week
1 Every day the studio is open (Mon–Sat, 10 AM–1 PM) Local neighbourhood referral; domestic worker network
Interns (Fashion Students)
Photography, content, pattern marking, store assistance
Internship (Stipend optional) ₹0–3,000/month stipend
Primary benefit: portfolio + experience
1–2 per term Each 3-month term; ongoing throughout the year NIFT Bangalore, IIFT Bangalore, Jain College of Fashion Studies, Dreamzone
Delivery / Courier Helper
Express order delivery, supply store doorstep
Per-Delivery (outsourced) ₹60–150/delivery
via Dunzo, Porter, local
As needed When clients request home delivery; express order pickups Dunzo / Porter app; local delivery boys for regular Bangalore areas

🌸 The Women's Cluster — D&D's Most Strategic Flexible Workforce

The artisan clusters described in the vision document are not charity — they are D&D's production backbone for auxiliary services. Year 1: 5 clusters, 25 women. Year 3: 10 clusters, 50–60 women. Their home-based, flexible work feeds D&D's kuchu, fall/pico, packaging, and basic embroidery output. They earn ₹5,000–10,000/month on flexible hours. D&D never carries them as fixed salary. This model means D&D can take on bulk B2B orders without a production floor expansion.

What We Buy, Not Build

Outsourced functions — expert on demand

Every function below is handled by an external specialist. D&D pays only when the work is needed. This avoids the cost, management overhead, and HR compliance of full-time specialists in areas where D&D's volume does not yet justify a dedicated hire.

Financial · Monthly Retainer

Chartered Accountant (CA) Firm

₹3,000–8,000/month retainer

What they do: Monthly GST filings (GSTR-1 and 3B), quarterly TDS returns, annual ITR-5 for the firm, partners' individual ITRs, payroll structuring, advance tax calculations, MSME scheme guidance, and all compliance reminders.

What Vanitha does first: All bookkeeping entries in Tally/Zoho Books. The CA reviews monthly, not daily. This keeps the retainer at the lower end.

Where to find: ICAI member directory, member referrals, or any CA familiar with fashion SMEs in Bangalore West

Legal · As-Needed

Advocate / Legal Counsel

₹2,000–5,000/engagement

What they do: Draft and review the Partnership Deed (one-time), trademark filing and follow-up, vendor contracts, supplier MOUs, franchise agreements (Year 7+), employee contracts when D&D has permanent hires, any dispute resolution.

Not on retainer: Engage only when a specific document is needed. Year 1 requirement: Partnership Deed + trademark. Year 2: copyright registration. Year 4+: LLP conversion, franchise docs.

Specialisation: IP law + SME business law. Find via FKCCI or AWAKE member referrals.

Digital · One-Time Setup

Website Developer

₹15,000–35,000 one-time

What they do: Build the D&D website on WordPress/WooCommerce or Shopify — product pages, course pages, blog, booking system, supplies store, digital downloads. Vanitha then manages it independently after handover.

Ongoing cost: Vanitha manages the site herself. Only call the developer for major structural changes (once a year at most).

Find on: Fiverr (WordPress developers), local Bangalore freelancer groups on LinkedIn

Content · Quarterly

Professional Photographer

₹8,000–20,000 / shoot

What they do: Quarterly portfolio shoots — new Kasuti Trousseau pieces, new bridal garments, new rental collection additions, seasonal lookbook content. Day-to-day content (Reels, stories, product shots) is handled by Vaishnavi with the Sony Alpha 58.

Frequency: 3–4 times per year. Not monthly. Professional shoots are investments in the brand portfolio, not operational needs.

Find: Fashion photographers in Bangalore (Instagram, StyleCracker, local photographers)

Machine · As-Needed

Embroidery Machine Technician

₹1,500–5,000 / visit

What they do: Service and repair the Fortever XL computer embroidery machine and Ralston machine. Annual preventive maintenance + emergency breakdown repair.

Not often: Well-maintained machines need servicing 1–2 times per year. Have the technician's number on speed dial, not on the payroll. Fortever dealer service team in Bangalore is the first point of contact.

Source: Fortever/Tajima dealer service; Ralston agent; Bangalore machine embroidery tech community

Logistics · Per Delivery

Delivery & Courier Partners

₹60–200 / delivery

What they do: Home delivery of completed orders (express and regular); pickup of supply store e-commerce orders; transport to/from Kasuti artisans in Dharwad for high-value pieces.

Platforms: Dunzo (for same-day Bangalore delivery); Porter (for larger item transport); Speed Post / DTDC for outstation digital product physical deliveries.

No in-house delivery person until daily delivery volume exceeds 15–20 deliveries/day (Year 3+)

Annual cost of all outsourced functions combined (Year 1 estimate): ₹1.5–2.5 Lakh — far less than one additional full-time hire at the same skill level. This is the economics of smart outsourcing.

Department Operating Model

How each department runs in practice

Six departments, each with a named lead, clear objectives, and a defined operating rhythm. These are not org-chart boxes — they are working units with weekly accountability.

Department 1 · Creative Production

Bespoke Sewing & Bridal

Lead: Poornima   Support: Vaishnavi

Objective: Deliver every bespoke garment on time, at D&D quality standards, with zero client complaints.

  • Monday morning: Poornima reviews the week's production queue with Vaishnavi
  • Tailors assigned daily by Vaishnavi based on skill match to order type
  • All garments quality-checked by Poornima before going to front desk for pickup
  • Express orders get their own dedicated queue — never mixed with regular
  • Weekly: Review pending orders, flag anything at risk of missing deadline

Department 2 · Embroidery

Hand & Machine Embroidery

Lead: Embroidery Manager   Oversees: Vaishnavi

Objective: Every embroidery piece completed to Poornima's design brief, on schedule, at the right quality tier for the price paid.

  • Embroidery Manager plans the week's computer and hand embroidery queue each Monday
  • Hand artisans briefed on pattern, thread colours, and quality standard for each piece
  • Computer embroidery runs in morning sessions (when machine is freshest)
  • Vaishnavi does a midweek quality walk-through of all in-progress embroidery
  • Completed embroidery panels logged and transferred to sewing unit

Department 3 · Fashion School

Courses, Teaching & Student Success

Lead: Poornima   Co-teaches: Vaishnavi

Objective: Every student completes their course, develops marketable skills, and becomes a D&D ambassador.

  • Courses run on fixed days — not ad hoc. Students book terms, not single sessions.
  • Vaishnavi teaches Hand Embroidery Basic and basic sewing courses independently from Day 1
  • Poornima teaches all advanced embroidery, bridal, and Boutique Management courses
  • Student progress tracked in a shared Google Sheet (Vanitha manages)
  • Certificate issued via WhatsApp + printed copy on completion

Department 4 · Supply Store & Front Office

Retail, Walk-ins & Client Experience

Lead: Front Office Person   Online: Vanitha

Objective: Every client who enters D&D leaves feeling welcomed, served, and likely to return or refer.

  • All enquiries responded to within 30 minutes during studio hours (10 AM–7 PM)
  • Supply store shelf-stocked, labelled, and priced at all times — never empty shelves
  • Daily cash reconciliation — POS versus cash — done by Front Office Person and checked by Vanitha
  • Weekly: Restock report sent to Vanitha for online purchase of fast-moving items
  • Monthly: Vanitha reviews sales data and identifies top-selling products for priority stocking

Department 5 · Digital & Technology

Online Presence, Marketing & Finance Admin

Lead: Vanitha   Content: Vaishnavi

Objective: D&D has a consistent, professional online presence that generates enquiries every day without paid advertising in Year 1.

  • Instagram: minimum 5 posts/week + 3 Reels/week in Year 1; all content pre-scheduled
  • UrbanPro: updated listing; Vanitha responds to all enquiries within 2 hours
  • Gumroad/Etsy: at least 20 digital products listed in Month 1; growing to 50+ by Year 1 end
  • Finance: all income and expenses entered into Tally within 24 hours of transaction
  • Monthly: GST data handed to CA by 5th of following month

Department 6 · Community & Artisan Welfare

Women's Clusters, Beauty Wing & Social Impact

Lead: Vaishnavi   Vision: Poornima

Objective: 25+ women earning regular income from D&D by Year 1 end; 5 active artisan clusters; beauty wing generating bookings every weekend.

  • Cluster meetings: monthly at D&D studio; Vaishnavi facilitates; tasks assigned for next month
  • Beauty bookings: Vanitha manages the calendar; Poornima approves all bridal package artist assignments
  • Artisan quality checks: Vaishnavi reviews all cluster output before it enters production
  • PM Vishwakarma registrations: Vanitha manages paperwork; Vaishnavi accompanies artisans to offices
  • Monthly: Cluster earnings summary prepared and shared with artisans (accountability + motivation)

Workforce Evolution

Who joins, when — tied to revenue milestones

Every additional permanent hire is unlocked by a revenue milestone, not by a calendar date. The table below shows the trigger for each hire and what it enables. No hire is made before the business can support the cost without stress.

◆ Year 1 · April 2026 – March 2027 · Target: ₹3–4 Lakh/month
Person / RoleTypeMonthly CostStartsMilestone / Trigger
Poornima — Managing PartnerPartner₹60,000 salary + 30% profit shareDay 1Studio opens
Vaishnavi — Creative PartnerPartner₹20,000–25,000 salary + 20% profit shareDay 1Studio opens
Vanitha — Technology PartnerPartner₹20,000–25,000 salary + 50% profit shareDay 1Studio opens
Embroidery ManagerFull-Time Hire₹18,000–22,000Day 1 (or by Week 4)Studio opens — non-negotiable from Day 1
Front Office & Supply Store PersonFull-Time Hire₹15,000–18,000Day 1Studio opens — cannot function without this person
Studio CleanerPart-Time₹5,000–7,000Day 1Always
Hand embroidery artisansDaily Wage₹15,000–30,000 (variable)Day 1As orders come in; minimum 2/day
TailorsDaily Wage₹15,000–25,000 (variable)Day 1Scale with garment order volume
Women's cluster workersPiece Rate₹25,000–50,000 total (25 women)Month 1–2Clusters formed and trained
Intern (Fashion Student)Internship₹0–3,000Month 2Link with NIFT Bangalore for intern placement
CA FirmOutsourced₹3,000–5,000 retainerDay 1 (before opening)Non-negotiable
Beauty artists (freelance)Commission only₹0 fixed (15–25% per booking)Month 1Partner signed, listed on booking calendar
Year 1 Fixed Payroll (Partners + 2 Hires + Part-time Cleaner): Approximately ₹1.38–1.52 Lakh/month. Variable labour adds ₹55,000–1.05 Lakh/month depending on volume. Outsourced costs: ₹8,000–15,000/month. Total people cost: ₹2.01–2.72 Lakh/month. Remaining from ₹3–4L revenue target covers rent, supplies, and operating expenses.
◆ Year 2 · April 2027 – March 2028 · Target: ₹4–5 Lakh/month
New AdditionTypeMonthly CostTriggerWhat It Enables
Production Assistant / Senior Tailor
Takes routine alterations off Vaishnavi's plate
Full-Time or Daily Wage ₹16,000–20,000 or ₹700/day When daily order queue consistently exceeds 15 garments Vaishnavi can focus on more complex garments, bridal co-lead, and teaching
Online Course / LMS Admin Assistant
Manages student queries, certificates, LMS uploads
Part-Time (10 hrs/week) ₹6,000–9,000/month When online courses have 30+ enrolled students total Vanitha freed from routine student communications; can focus on marketing
Scale cluster to 50 women Piece Rate ₹50,000–90,000 total (variable) When B2B orders + kuchu demand exceeds current 25-woman capacity D&D can take bulk B2B orders without studio floor expansion
Beauty Wing: Teaching Assistant (part-time)
Assists with beauty school courses when launched
Part-Time ₹8,000–12,000/month When beauty school courses are launched (Year 2) Enables Poornima to teach advanced beauty courses while assistant handles basics
◆ Year 3 · April 2028 – March 2029 · Target: ₹5–6 Lakh/month · Wing Pilots Begin
New AdditionTypeMonthly CostTriggerWhat It Enables
Kasuti Artisan Coordinator
Manages Dharwad/Hubli artisan supply chain, quality, documentation
Part-Time or Contract ₹10,000–15,000/month When Kasuti Trousseau is producing 5+ full trousseau sets per year Poornima freed from artisan logistics; Kasuti supply chain scales independently
Fabric Floor Consultant
Expert in saree and bridal fabric — assists clients on Bridal Fabric Floor
Part-Time ₹10,000–14,000/month When Bridal Fabric Floor has 10+ consultations per week Poornima can do bridal design consultations while fabric floor runs independently
Rentals Manager (part-time)
Manages the growing couture rental catalogue, bookings, care
Part-Time ₹8,000–12,000/month When rental catalogue exceeds 30 pieces and weekly bookings exceed 5 Vaishnavi freed from routine rental admin; focuses on creative and teaching
LLP Conversion — CS engagement Professional Service ₹25,000–50,000 one-time Year 3 (preparation) — conversion in Year 4 LLP structure enables bank loans, formal investor entry, franchise readiness
◆ Years 4–6 · Target: ₹6–9 Lakh/month · Structure Phase — LLP Active

Year 4 · Production Scale

Head of Production

A senior production lead who manages all tailors and the production floor so Poornima is fully freed from daily production oversight. Promoted from within — the best daily-wage tailor who has been with D&D for 2+ years. Salary: ₹22,000–28,000/month.

Year 4–5 · Brand & Content

Content Creator / Brand Manager

A dedicated person for video content, YouTube, podcast, and book launch support. Either hired full-time or brought in part-time. Promoted from an intern who knows the brand. Salary: ₹18,000–25,000/month or freelance per project.

Year 5–6 · Franchise

Franchise Development Executive

Manages franchisee onboarding, training, and quality audit as D&D expands. Reports to Poornima. Background in operations/retail management. Salary: ₹30,000–40,000/month. Hired when first 3 franchise agreements are signed.

Partner Roadmap 1

Poornima's roadmap — from founding partner to institution builder

Poornima is already the most qualified person in the room. Her roadmap is not about learning more skills — it is about building the professional infrastructure, public profile, and financial standing that turn her expertise into an institution. Year by year, she moves from master craftsperson to recognised national authority.

Year 1 · 2026–2027 — Establish

Studio Running. Brand Active. First Book Written.

Professional Profile Goals

  • GST, MSME, Trademark filed — legally established from Day 1
  • UrbanPro profile updated with new studio address, all 26+ courses listed, fresh student reviews actively requested
  • Instagram brand account (@dreamsanddesigns) posting daily — Vaishnavi creates content, Poornima reviews and approves
  • Google Business Profile — verified, photos uploaded, reviews responded to within 24 hours
  • Join AWAKE (Association of Women Entrepreneurs of Karnataka) — attend at least 2 events as D&D founding partner
  • Join Crafts Council of Karnataka — connect with Kasuti artisan community; plan first weaver visit to Ilkal

Financial & Legal

  • FD-backed secured credit card (₹25,000 FD) — CIBIL clock starts
  • Gold loan ₹50,000–80,000 at Month 3–6 — repay perfectly in 6 EMIs
  • File individual ITR for FY 2026–27 by July 2027 — first year of declared income from the firm
  • Begin monthly CA review discipline — books current by 5th of every month

Signature Achievement

  • Book 1 drafted and self-published by October 2027: "Karnataka's Golden Thread — A Complete Guide to Kasuti." Released during Navratri–Diwali bridal season. Sold in-studio and online. Gifted with every Kasuti Trousseau piece.
  • First Kasuti Trousseau set commissioned and delivered — photographed and featured in at least one Bangalore lifestyle publication

Year 2 · 2027–2028 — Grow

Studio Recognised. Media Presence Starts. CIBIL Building.

  • Guest lecture at at least 2 fashion colleges (NIFT Bangalore, Jain College) — builds reputation as industry educator and generates student enquiries
  • Attend India Fashion Forum (IFF) — annual event in Bangalore; meet brand owners, retailers, fabric suppliers as D&D's representative
  • FKCCI membership — D&D formally listed as a member of Karnataka's apex business chamber
  • Apply for PMEGP through KVIC — Vanitha prepares documentation; Poornima completes EDP; CA prepares project report. 25% subsidy on ₹10–20 lakh expansion capital.
  • CIBIL target: 640–670 by Year 2 end (secured card + gold loan repaid perfectly)
  • Book 2 drafted: "The Saree Draping Bible" — released October 2028
  • D&D annual revenue crossed ₹50 Lakh — first significant milestone for bank discussions

Year 3 · 2028–2029 — Prepare for Phase 2

LLP-Ready. CIBIL 700+. Authority Established.

  • CIBIL target: 700+ — loan-eligible in own name and as the firm's managing partner
  • 3 consecutive ITR-5 filings on record — 3 years of clean declared income is the primary bank loan criterion
  • DPIN and DSC obtained — ready for LLP conversion filing
  • Approach SBI MSME Relationship Manager formally — pre-loan introduction meeting with all 3 years' financials
  • Media presence: Quoted in at least 1 mainstream Bangalore publication (Times of India Bangalore, Bangalore Mirror, Femina regional) as a fashion expert
  • Registered on GeM portal — listed for government supply of craft education services and embroidered textiles
  • Kasuti Artisan Collective SHGs registered; NABARD cluster development application filed
  • Book 3 drafted: "Stitch to Success — Starting Your Indian Fashion Boutique"
  • TEDx talk or similar speaking engagement — fashion entrepreneurship or Kasuti preservation as topic

Years 4–6 · 2029–2032 — Institution Phase

Loans Active. Franchise Planned. National Profile.

  • First CGTMSE-backed bank loan — ₹25–50 Lakh for studio expansion and equipment upgrade. CIBIL 700+ + 3 years ITR = fully eligible.
  • LLP conversion complete — D&D operates as "Dreams & Designs Fashion Studio LLP"
  • Franchise model designed, 3–5 franchise conversations initiated
  • FDCI (Fashion Design Council of India) membership — positions D&D alongside India's top fashion brands
  • YouTube channel launched — "Indian Embroidery & Fashion with Poornima" — weekly uploads; 10,000+ subscribers target by Year 5
  • Books 4 & 5 published through traditional publisher approach (Westland, HarperCollins India)
  • Padma Shri nomination process explored — Karnataka government nomination track via Ministry of Textiles for Kasuti preservation work
  • D&D brand valuation done by Registered Valuer — first formal assessment of what the institution is worth

Partner Roadmap 2

Vaishnavi's roadmap — from assistant to co-founding partner

Vaishnavi enters as the production and creative support partner. Her roadmap is primarily about closing the 50% skills gap — reaching 85%+ mastery of Poornima's full skill set by Year 3 — while building the professional documentation, CIBIL history, and institutional standing that will make her D&D's creative co-director by Year 6 and a genuine successor by Year 10.

Year 1 · Foundation

Skills in Progress. Financial Identity Begins.

Skills Gap Closure — Priority Order

Aari / Maggam / Bridal embroidery
Priority 1
Advanced pattern drafting
Priority 2
Wilcom digitising (on existing licence)
Priority 3
Bridal consultation method
Priority 4

Daily 6–7 PM: structured learning session with Poornima. Not optional — this is the Year 1 to Year 3 programme.

  • All courses she independently teaches: Hand Embroidery Basic (₹2,500), Weekend Workshop (₹2,000–3,000)
  • Independently manages the supply store counter + vendor relationships
  • All garment photography using Sony Alpha 58 — 3+ shooting sessions/week for social media
  • Named on GST, MSME/Udyam, firm bank account — legally documented from Day 1
  • UrbanPro profile created in her own name — listed as D&D instructor
  • FD-backed secured credit card (₹25,000 FD) — CIBIL clock starts at her current age
  • ITR-3 filed for FY 2026–27 — first year of documented income history

Year 2 · Growth

More Courses. More Skill. CIBIL 650–680.

  • Teaches independently: Pattern Making Basic (₹5,000+) and Complete Dress Making Course (₹15,000)
  • Co-leads bridal consultations with Poornima — handles 20–30% of initial meetings independently
  • Manages Gumroad digital store end-to-end — uploads patterns, manages downloads
  • Begins online course video recording for D&D LMS (Year 2 launch)
  • Wilcom digitising: independently creates simple embroidery designs for the Fortever XL
  • MUDRA Shishu loan (₹30,000–50,000) in her own name — repaid in 12 perfect EMIs (CIBIL building)
  • CIBIL target: 650–680 by Year 2 end
  • Named in D&D marketing as "Creative Partner" — featured in at least 3 press mentions alongside Poornima
  • Attends at least 1 fashion industry networking event as D&D representative
  • Her student testimonials: 20+ on UrbanPro for the courses she teaches solo

Year 3 · Promotion

LLP Partner. CIBIL 700+. Co-Director Identity.

  • Skill mastery target: 85% of Poornima's full skill set achieved
  • Independently handles 30–40% of bridal clients from first consultation through delivery
  • Teaches Complete Dress Making Course (3 months, ₹15,000) independently — solo success
  • Leads online course content creation: records, edits, uploads first 3 professional courses
  • Manages women's cluster programme coordination — 10 clusters, 50–60 women
  • Named Designated Partner in LLP conversion documents — DPIN obtained
  • CIBIL: 700–740 — eligible for Mudra/MSME youth entrepreneur loan in own name
  • Instagram: @vaishnavi.dd (her own craft account) linked to D&D — builds her personal brand within the D&D universe
  • First solo embroidery workshop led for a corporate client or college

Years 4–6 · Creative Co-Director

Full Skill Mastery. Named Leader. Succession Visible.

  • 100% skill parity target: All 15+ embroidery techniques, full pattern drafting, Wilcom digitising, CLO3D basics, bridal consultation mastery — everything Poornima does, Vaishnavi can do
  • D&D's creative direction during Poornima's absence (travel, book launch events, speaking engagements) — Vaishnavi holds the studio
  • Co-author credit on Book 3 ("Stitch to Success") — her name on a published work
  • Franchise training delivery — leads the 4-week franchisee training programme alongside Poornima
  • Her first CGTMSE-backed personal loan (with D&D as guarantor) — uses it for property/life milestone, demonstrates bankability
  • By Year 6: formally designated Creative Director in D&D's letterhead and LLP documents

💳 Vaishnavi's CIBIL Building Plan (Month-by-Month)

  • Month 1: Open individual savings account. Apply for FD-backed credit card (₹25,000 FD at SBI/HDFC). Start using it for ₹1,000–2,000/month. Pay full balance before due date every single month.
  • Month 3–4: Gold loan of ₹40,000–60,000 (10 grams minimum) — Muthoot or Manappuram. Repay in 6–8 perfect EMIs. Every repayment = positive CIBIL entry.
  • Month 12: CIBIL score check (mycibil.com, ₹550). Target: 640–670. Apply for an unsecured credit card at a second bank if score is above 640.
  • Year 2, Month 6: MUDRA Shishu loan (₹30,000–50,000) in her name as D&D partner — use for studio equipment. Repay in 12 perfect EMIs.
  • Year 3 end: CIBIL 700–740. Eligible for personal MUDRA Tarun or Karnataka Udyogini loan independently. Bankable as a co-applicant on D&D's CGTMSE loan.

Partner Roadmap 3

Vanitha's roadmap — from capital provider to digital leader

Vanitha enters as a housewife with a B.E. Computer Science background and zero recent work experience. Her roadmap is a 3-year transformation from silent capital provider to recognised digital entrepreneur. Every certification, every responsibility, every financial milestone is documented so that by Year 4, she is a credible, bankable Designated Partner of D&D's LLP — in her own right, not just as a spouse.

Year 1 · Digital Foundation

Skills Built. Digital Revenue Running. CIBIL Starts.

Year 1 Certifications (All Free)

  • Google Digital Garage — "Fundamentals of Digital Marketing" (40 hours, Google-certified). Complete by Month 2. google.com/intl/en_in/business/go-digital
  • Meta Blueprint — Facebook and Instagram Marketing. Complete by Month 3. business.facebook.com/learn
  • Canva Design School — Design certification (free). She becomes D&D's content designer. canva.com/learn/
  • NIESBUD / Swayam EDP — Entrepreneurship Development Programme certificate. Required for PMEGP application. swayam.gov.in

D&D Responsibilities She Owns in Year 1

  • D&D's Instagram and Facebook — posts, DMs, stories, hashtag strategy
  • Google My Business — photos, review responses, Q&A
  • WhatsApp Business catalogue — products listed, automation set up
  • Student enquiry database in Google Sheets — basic CRM
  • Gumroad store setup — first 20 digital products listed by Month 2
  • Etsy storefront — first 10 embroidery design files uploaded by Month 3
  • All bookkeeping entry into Zoho Books or Tally (CA reviews)
  • Appointment booking calendar — manages all studio appointments

Financial Profile Building

  • Individual savings account in her name (separate from household account)
  • FD-backed secured credit card (₹15,000–20,000 FD) — CIBIL begins
  • All digital subscriptions and tools paid from her account — documented spend
  • LinkedIn profile: "Technology & Digital Operations Partner, Dreams & Designs Fashion Studio" — certifications uploaded as earned

Year 2 · Technical Depth

Formal Certs. LMS Running. She Owns Digital Revenue.

  • Google Analytics 4 (GA4) Certification — free from Google SkillShop. She tracks D&D website and monthly reports to Poornima. skillshop.google.com
  • Tally GST Practitioner Course (paid, ₹3,000–6,000, Tally Academy) — handles D&D's bookkeeping independently with professional credibility
  • HubSpot Email Marketing Certification — free. Launches D&D's student newsletter. academy.hubspot.com
  • Shopify/WooCommerce site management — hands-on experience managing D&D's own store; self-taught via YouTube + Shopify Academy
  • Teaches Teachable/Graphy course platform — all student enrollments, payments, and certificates managed by her
  • MUDRA Shishu loan (₹30,000) in her name — repaid in 12 perfect EMIs (CIBIL building)
  • CIBIL target: 650–670 by Year 2 end
  • LinkedIn: 2+ years as D&D Technology Partner with verified certifications; 500+ connections in the fashion and tech space

Year 3 · Established Digital Entrepreneur

LLP-Ready. CIBIL 680–720. Her Own Identity.

  • NSDC Certified Digital Marketing Professional (paid, ₹5,000–10,000 via Skill India portal) — nationally recognised certification with NSQF level
  • AWS Cloud Practitioner Essentials (free, AWS Skill Builder) — technology depth for when D&D's digital platform needs cloud infrastructure
  • Swayam/NPTEL — E-Business & Digital Entrepreneurship (free, IIT-delivered) — academic grade certificate
  • D&D digital revenue (Teachable + Gumroad + Etsy) — Vanitha owns and reports P&L of this revenue stream independently
  • Registered on WEP (Women Entrepreneurship Platform, NITI Aayog) — her own profile as a woman entrepreneur. wep.gov.in
  • Joins FICCI FLO Bangalore Chapter — attends at least 4 events per year
  • DPIN obtained from MCA portal — ready for LLP Designated Partner status
  • Class 3 DSC obtained — required for e-filing on MCA portal
  • CIBIL: 680–720 — bankable as co-applicant on D&D's first major bank loan
  • Her LinkedIn profile now shows: 3 years as Technology Partner, 8+ certifications, managed ₹X lakhs of digital revenue — genuine professional profile

Years 4–6 · Digital Operations Director

Her Department Runs Itself. She Leads Strategy.

  • By Year 4: D&D's entire digital ecosystem (website, LMS, social, e-commerce, digital products) runs under her direction — she supervises, does not execute everything
  • Custom D&D mobile app development — she manages the project (outsourced dev team)
  • First external digital hire reports to her: LMS admin assistant or social media executive
  • Explore DPIIT Startup India recognition for D&D's EdTech/digital design component — she leads the application
  • Angel investor conversations — she presents D&D's digital revenue metrics to investor groups (WEP, WEI, LetsVenture)
  • By Year 6: Formally designated Chief Technology & Operations Officer in LLP documents alongside her Designated Partner status
The 3-Year Transformation — What She Becomes

She enters Year 1 as a housewife with a CS degree and no recent work history. She exits Year 3 as the Technology & Digital Operations Partner of Dreams & Designs — with 3 years of LLP-documented experience, 8+ recognised certifications (Google, Meta, Tally, NSDC, HubSpot, AWS), her own CIBIL of 680–720, a DPIN and DSC for LLP, and a LinkedIn profile that tells a clear, credible story. She is not a spouse on paper. She is a digital business operator who built D&D's entire online revenue stream from zero.

Financial Summary

People costs — what D&D actually pays

A clear, transparent view of what each layer of D&D's workforce costs per month. These are the numbers the partners must track, because people costs are D&D's largest fixed expense. Every number here should be reviewed quarterly and adjusted as revenue grows.

Year 1 Cost Breakdown

Monthly People Cost Estimate

Poornima (salary only)Profit share is additional after costs
₹60,000
Vaishnavi (salary)Partner remuneration
₹22,000
Vanitha (salary)Partner remuneration
₹22,000
Embroidery Manager (Hire 1)
₹20,000
Front Office + Supply Store (Hire 2)
₹16,000
Studio Cleaner (part-time)
₹6,000
Fixed Payroll Total
₹1,46,000
Variable labour (tailors + artisans)Scales with order volume
₹35,000–80,000
Women's cluster (25 women, piece rate)
₹25,000–50,000
Outsourced (CA, legal, delivery, tech)
₹8,000–18,000
Total People & Outsourcing Cost
₹2.14–2.94L

Year 2 Cost Estimate

Additional Costs as Revenue Grows

All Year 1 fixed payrollNo change unless milestone triggered
₹1,46,000
Production Assistant (when triggered)Daily-wage or permanent
₹0–18,000
LMS Admin Assistant (part-time)
₹0–8,000
Teaching Assistant (beauty courses)
₹0–10,000
Variable labour (expanded clusters + tailors)
₹65,000–1,20,000
Professional photography (quarterly)
₹4,000–6,000
CA retainer (increased as turnover grows)
₹5,000–8,000
Year 2 Total People Cost Range
₹2.70–3.50L
At Year 2 target of ₹4–5L/month, total people costs at ₹2.70–3.50L leaves ₹50,000–1.30L for rent, supplies, utilities, and savings. Comfortable but not fat — the right level of discipline.

Year 3 Cost Estimate

Wing Pilots Adding Complexity

All Year 2 costs consolidated
₹2.70–3.20L
Kasuti Artisan Coordinator (part-time)
₹12,000
Fabric Floor Consultant (part-time)
₹12,000
Rentals Manager (part-time)
₹10,000
CS engagement (LLP conversion prep)
₹5,000–8,000
Expanded cluster (50–60 women)
₹70,000–1.10L
Year 3 Total People Cost Range
₹3.30–4.30L
At Year 3 target of ₹5–6L/month, total people cost at ₹3.30–4.30L leaves ₹70,000–1.70L for rent, supplies, utilities, and wing setup costs. Still lean; now generating meaningful profit share for all three partners.

📋 Salary Review & Increment Policy

  • Annual review in April (start of each financial year) — all partners and staff compensation reviewed against revenue performance and individual contribution
  • Partner salaries (Poornima, Vaishnavi, Vanitha) are reviewed annually. Increases only when the firm's monthly revenue has been consistently above the preceding year's target for at least 6 consecutive months.
  • Full-time staff (Hire 1 & Hire 2): Annual increment of 8–12% if performance review is positive. Reviewed every April. Performance criteria: punctuality, quality output, client feedback, zero major errors.
  • Variable workers: Piece rates and daily wages reviewed every 6 months against market rates. D&D's policy is to pay 15–20% above the area market rate for skilled artisans — this is a retention and quality strategy, not charity.
  • Profit share distributions: Quarterly, after CA confirmation of quarterly P&L. Not monthly — this builds a buffer against seasonal variation.

Hiring Timeline — Month by Month for Year 1

Month 0 (Jan–Feb 2026)
Identify Embroidery Manager — start search immediately; interview by Feb
Identify Front Office Person — parallel search; hire before studio opens
Engage CA — before any registration is filed
Draft Partnership Deed with advocate; all 3 partners sign
Month 1 (Mar–Apr 2026)
All 5 core staff confirmed — both hires onboarded before grand opening
Studio cleaner hired — starts with studio setup week
3–5 hand embroidery artisans identified from Poornima's network; first work assignments given
3 beauty artists partnered and listed on beauty booking calendar
Month 2 (May 2026)
Women's cluster pilot — 2 clusters formed (5–8 women each); kuchu and fall/pico assignments begin
First intern arrives — from NIFT or Jain College for 3-month placement
Tailor network activated — 2–3 daily-wage tailors on call as order volume grows
Month 3–6 (Jul–Sep 2026)
Cluster 3–5 formed — 25 women total across 5 clusters by Month 6
Second intern term — new fashion student; first intern's work reviewed for possible continued engagement
Delivery partner activated — Dunzo/Porter for regular express deliveries; volume justifies it by Month 4
CIBIL building: All three partners' FD credit cards active; gold loans taken by Poornima & Vaishnavi